This agreement is between:
If we're giving the loan to you jointly, this agreement will apply to both of you and we can require either of you to repay it.
It's important that you read the whole of your agreement and pay particular attention to any underlined wording.
Account number | XXXXXX/XXXXXXX |
---|---|
Term of the agreement | XX months |
Loan amount | £XX |
Annual percentage rate | APR (XX.X%) |
Interest rate per annum (fixed) | Interest is charged at the compounded rate of XX.X% per annum which is fixed for the term of your loan. This rate may be the same as the APR where no additional fees and charges are applied. |
Total charge for credit (the total amount of interest charged on your loan) | £XX |
Total amount payable (the total sum of the amount of your loan plus the total charge for credit) | £XX |
You can ask us for a statement of account at any time (see 'How to contact us' below). We won't charge for this. The statement will set out the following:
If you applied for your loan online and were referred to our website by someone else, you may have dealt with a credit intermediary. If so, the credit intermediary involved will have been one of the following:
You can withdraw from this agreement without giving a reason within 14 days starting the day after the loan has been paid into your chosen account.
If you withdraw from your agreement you must pay the balance outstanding on your account (we won't charge you any interest) within 30 days from when you tell us that you wish to withdraw. If you don't, we may recover the full balance as a debt through the courts.
You can withdraw by phone or in writing (see 'How to contact us').
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What do you want to do? | Speak to us | Write to us | Is there anything else you need to know? |
---|---|---|---|
General enquiries Make queries about your account, statements or to notify us of a change to your personal details | Call 03457 30 20 11 | Personal Loans Admin Nationwide Building Society Kings Park Road Moulton Park Northampton NN3 6NW | |
Request this document in an alternative format (braille, large print or audio format) | Call 03457 30 20 11 or visit one of our branches | ||
Make a complaint | Call 03457 30 20 11 or visit one of our branches | Visit our website and in the support section click on the option 'Make a Complaint'. Or write to us at The Complaints Team Nationwide Building Society NW2020 Swindon SN38 1NW | |
Tell us that you want to withdraw from your agreement | Call 03457 30 20 11 | Retail Admin Support/Personal Loan Finance Nationwide Building Society Kings Park Road Moulton park Northampton NN3 6NW | You'll need to repay the total outstanding balance by cheque or by transferring funds. If repaying by cheque, please write your loan account number on the reverse of your cheque. |
Making overpayments and repaying early | You will need to either speak to us, or write to us, first to obtain a settlement quote. You can repay your loan at any time by cheque or by transferring funds. If repaying by cheque, please write your loan account number on the reverse of your cheque. | ||
Request a statement | Personal Loans Admin Nationwide Building Society Kings Park Road Moulton park Northampton NN3 6NW | ||
Financial difficulties To report any change in your financial situation |
This is a copy of your Agreement for you to keep. It includes a notice about your right to withdraw, which you should read.
We are able to provide this document in Braille, large print or audio cassette upon request. Your local branch will arrange this for you or you can contact us on 03457 30 20 11.
Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website fca.org.uk (opens in a new window).
Nationwide Building Society. Head Office: Nationwide House, Pipers Way, Swindon, SN38 1NW